Cost Shift Audit
Florida vs. East Tennessee Cost Shift Audit
Enter your real numbers. See exactly what your life costs in Florida — and what it would cost in East Tennessee. Every field is editable. Results update instantly.
Default values are current market averages. Replace them with your actual figures for a personalized result.
Your Florida situation
Current costs — edit to match your situation
Your current estimated market value
Florida avg: $6,000–$11,000/yr
Check your most recent tax bill
Many new construction communities: $0
P&I + escrow, or 0 if paid off
Electric, water, gas average
Florida avg: $2,800–$3,800/yr
East Tennessee projection
Projected costs — edit to match your research
Your current estimated market value
Florida avg: $6,000–$11,000/yr
Check your most recent tax bill
Many new construction communities: $0
P&I + escrow, or 0 if paid off
Electric, water, gas average
Florida avg: $2,800–$3,800/yr
Your Cost Shift Summary
| Category | Florida | Tennessee | Difference |
|---|---|---|---|
| Home Value | $450,000 | $350,000 | $100,000 |
| Homeowner's Insurance | $8,400 | $1,800 | $6,600 |
| Property Tax | $4,950 | $1,960 | $2,990 |
| HOA Fees (annual) | $4,200 | $0 | $4,200 |
| Mortgage Payment (monthly) | $26,400 | $21,600 | $4,800 |
| Utilities (monthly) | $3,840 | $3,000 | $840 |
| Auto Insurance (annual) | $3,200 | $1,600 | $1,600 |
| Annual Total | $50,990 | $29,960 | Saving $21,030/yr |
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